Terms Of Use

Effective Date: 08/12/2025

Welcome to the Heartfelt Benefits website. By accessing or using this site, you agree to be bound by the following Terms of Use. If you do not agree, please do not use this website.

1. Purpose of This Website

This site is intended to provide general information about Heartfelt Benefits, our insurance products and services, and how to contact us. It is not intended to provide legal, tax, or financial advice, and should not be relied upon as such.

2. No Guarantee of Coverage

Any information presented on this website is for informational purposes only and does not constitute a binding offer of insurance. Final coverage is subject to application approval, underwriting guidelines, and the terms and conditions of the issuing insurance carrier.

3. Medicare Disclaimer

Heartfelt Benefits may assist with Medicare plan options. We are not connected with, endorsed by, or acting on behalf of the U.S. government or the federal Medicare program. For official Medicare information, please visit www.medicare.gov.

4. Intellectual Property

All content on this website—including text, graphics, logos, images, and layout—is the property of Heartfelt Benefits unless otherwise noted, and is protected by applicable copyright, trademark, and intellectual property laws. You may not copy, reproduce, or distribute any part of this site without prior written permission.

5. Links to Third-Party Websites

This website may contain links to external sites. Heartfelt Benefits is not responsible for the content, accuracy, or privacy practices of these third-party sites. Visiting linked sites is at your own risk.

6. Limitation of Liability

Heartfelt Benefits is not liable for any direct, indirect, incidental, or consequential damages resulting from the use—or inability to use—this website or its content. We strive to keep information accurate and up to date, but we make no warranties, express or implied, about the completeness or accuracy of site content.

7. Changes to These Terms

We may update these Terms of Use at any time without prior notice. Changes will be posted here with an updated effective date.

8. Contact Us

For questions about these Terms of Use, please contact:

Heartfelt Benefits – Amy MacConnell
12479 Autumn Breeze Court
Reno, Nevada 89511
Email: amysbenefits@gmail.com
Phone: 775-525-1740 or 310-663-0148